Wind Mitigation Inspection
in Lakewood Ranch.
Document hurricane-resistant features. Typically saves 20–45% on homeowner's insurance.
A Wind Mitigation Inspection in Lakewood Ranch documents the hurricane-resistant features of your home: roof shape, roof age, roof-to-wall connections (clips, single wraps, double wraps), opening protection (impact windows, shutters), and secondary water resistance, on the standardized Florida OIR-B1-1802 form. Most homeowners save 20–45% on their windstorm insurance premium with a current Wind Mitigation on file.
A Wind Mitigation inspection determines the wind loads a house can withstand in a hurricane, and the report can save you significant money on your homeowner's insurance. It also determines, in part, the insurability of the property. If your insurance agent has asked for a "wind mit," this is it.
The inspection takes about 45 minutes to an hour on-site. We document everything photographically and submit on the standard Florida state form so your insurer can apply the discount immediately. Most homeowners recover the cost of the inspection in the first year of premium savings.
Transparent.
No quote forms.
Wind Mitigation reports are valid for 5 years per Florida OIR rules.
Wind Mitigation Inspection $175 when added to a full home inspection | $225 |
Wind Mitigation + 4-Point together On their own | $375 |
"The Wind Mit Joanna did paid for itself five times over in the first year of insurance premiums. She walked me through the exact features that qualified and what would unlock more savings later."
Common
questions.
- How much will a Wind Mitigation save me on insurance?
- Most Florida homeowners save 20–45% on their windstorm premium. Savings depend on what your home has: hip roof shape, hurricane straps or clips, impact-rated windows or shutters, and secondary water resistance all qualify for discounts.
- Do I need a Wind Mitigation every year?
- No. Wind Mitigation reports are valid for 5 years per Florida OIR rules. After 5 years, your insurer may ask for an updated one to keep the discount applied.
- What's checked during a Wind Mitigation inspection?
- We document seven specific features: building code compliance year, roof covering and age, roof deck attachment, roof-to-wall connections, roof geometry (hip vs gable), secondary water resistance, and opening protection (impact windows or rated shutters).
- Can you do a Wind Mit on a newly built home?
- Yes, and you should. New construction in Florida is built to current Florida Building Code wind-load requirements, which means your home likely qualifies for the maximum available discounts. You won't get those discounts unless someone documents it on the OIR form.
- What if my home doesn't have hurricane features?
- We still document what's there. Even older homes typically qualify for some discount. For example, a gable roof with no straps is still better than no documentation at all. And the report tells you exactly which upgrades would unlock further savings.
You might also need
4 Point Inspection
Required by most Florida insurers for homes 20+ years old. Roof, electrical, plumbing, HVAC.
Florida Insurance Inspections
Wind Mitigation + 4-Point inspections required by Florida insurers.
Home Inspection
Full-system inspection with 24-hour digital report, from $450.
Ready to schedule your wind mitigation inspection?
Book online in under a minute. Same-day report. Call or text Joanna directly at 941-779-4822.